Used Car Loans Melbourne
Drive Your Next Car with Confidence
Buying a used car should be exciting, not stressful. We make it simple to get the finance you need, so you can focus on finding the right vehicle. From the first chat to handing you the keys, we guide you every step of the way.
WELCOME TO RIVERWALK FINANCE
Used Car Loans Made Easy, Quick and Affordable
Buying a used car should be simple. At Riverwalk Finance we make it smooth, transparent and tailored to you.
We offer Low rate used car loans for cars purchased from dealership vs private sale finance. We also help eligible applicants access unsecured business loans and business overdraft options tailored to their goals.
Our team manages everything from your first enquiry to settlement, keeping you updated at every stage. You always know where your application stands.
Choose a better way to finance your next car. Start refinance used car loan today with Riverwalk Finance and drive away with confidence.
Fixed low rates
Secured & Unsecured
24 Hour Applications
Pre approvals
ABOUT US
Used Car Loans That Fit Your Life, Not the Other Way Around
We know everyone’s situation is different. Whether you’re employed, self-employed, or have a non-traditional income, we find a solution that works for you. Approval is straightforward, with less paperwork and fewer delays.
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Clear Rates and Honest Terms No surprises here. Your interest rate is based on your credit profile, deposit, loan term, and the vehicle’s age. We break down the numbers clearly, including comparison rates and total repayments, so you know exactly what you’re signing up for.
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A Simple, Stress-Free Application Applying is easy. Share your details and documents, and we do the rest. We compare multiple lenders to find the right deal for your situation, so you can settle your loan and drive away with confidence.
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Stay in Control of Your Loan Life changes, and we get that. If your circumstances shift, we help you explore used car loans with flexible repayment options tailored to your situation, ensuring repayments remain manageable. We also prioritise keeping your credit protected throughout the process. Staying in control of your finances has never been easier.
Our Services - Offering Top-Quality Financial Solutions
We specialise in delivering the Expert Loan Solutions tailored to your needs, including Car Loans, Truck Loans, Equipment Financing, Personal Loans, and Unsecured Business Loans.
Your Dependable Used Car Loan Broker in Melbourne
Being the leading finance partner in Melbourne, we aim to make Used Car Loan Melbourne simple, quick and easy. Whether you’re purchasing from a dealer or a private seller, our team assists with finding finance that is flexible to your circumstances. Using our extensive networks with several lenders, and competitive rates, we will have you driving away in confidence and with a sense of ease. Come and experience the Riverwalk Finance advantage now.
About Us
Known as the Low-Doc finance broker company in Melbourne – Riverwalk Finance offers a range of finance solutions that are suitable for various clients’ needs.
Start Your Used Car Loan Today and Drive with Confidence
Take the first step toward your next vehicle. Speak with Riverwalk Finance to get personalised guidance, help you compare multiple lenders, and secure a used car loan that fits your budget and circumstances.
Our process is simple, fast, and transparent. From application to approval, we handle the paperwork, lender comparisons, and updates so you can enjoy your car without stress and with full confidence in your finance solution.
Why Choose Riverwalk Finance
Competitive Rates
We have a wide range of lenders to offer you best available interest rates.
All Income Considered
Permanent Employee, Casual Employee, Sole Traders, Company or Trust
Quick & Easy
We follow a streamline process so as to enable faster approvals.
See How Our Deal Comparisons Stand Out
At Riverwalk Finance, we are dedicated to helping your business thrive by providing second hand car loans instant financial solutions.
We help you obtain the lowest loan rates and lowest possible repayment terms.
You can get your car title loans approved in as little as 1 hour. Simple online application process.
You receive fast approval to get the money you need without delays.
We work with over 30 specialised banks and non-bank lenders.
We ensure that you understand what is being offered to you.
Our financing solutions are individualised to fit your circumstances so you can get the most out of our offers.
Get Your Free Online Quote
Our Mission
To enable businesses to improve their financial standing through our services so they can start their healthy financial path.
Our Vision
Our vision is to create a position in Melbourne as the number one choice for ethical, reliable, and valuable finance brokers in Australia.
Core Values
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Integrity: We enter into transactions and relationships with clients and other organisational partners with integrity & adhering strictly to ethics in our operations.
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Customer-Centred: We are always working to make our clients our main focus and ensure that they are always happy and satisfied with our services and that we can always retain them.
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Innovation: Absorption of change and challenge seeking. We do not relax in the comfort of the status quo but always looking for better ways to provide new and better financial products for clients.
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Teamwork: We actively encourage our team to utilise their strengths and knowledge to support together the achievement of team objectives and responsibilities.
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Excellence: We deliver quality services with professionalism as well as communicate with our clients with courtesy and efficiency.
STEP YOU WILL GET THE LOAN
Fast and Easy Process
To meet the diverse needs of our consumers, we have put a lot of effort into developing a number of loans.
Choose Your Account
Pre-assessment and Document Collection
Provide Your Document
Application Submission with the Lender
Apply and Get Your Loan Approved
Settlement Funding & Access Your Funds.
Today’s Lowest Rates From 5.59%
Fixed – 6.14% Comp Rate*
Riverwalk is a Licensed Finance Broker and would love to be of assistance when you seek to apply for a personal car loan online. If you are one of those who are interested in our car finance then feel free and get it today with us.
Trusted Car Financing Solutions
Our Car Finance options are crafted to help you secure the vehicle you’ve always wanted, offering flexible terms and competitive rates.
Frequently Asked Questions
Riverwalk Finance offers a variety of solutions to suit different needs. You can access car finance, equipment finance, business loans, or unsecured personal loans. They guide you through the process so you understand what works for your situation.
- Finance for cars (new or used car loans), trucks, vans, or utes.
- Equipment finance and unsecured business loans.
- Low-doc finance options for eligible applicants.
- Access to a panel of over 30 lenders for competitive rates.
You can secure the right loan with flexible options and competitive rates, making the process simple and straightforward.
Eligibility generally requires that you are 18 or older, an Australian citizen, permanent resident, or hold a valid visa, and have a verifiable income that supports repayments.
• You meet age requirements.
• You can provide proof of residency and identification.
• Your income allows for consistent loan repayments.
Final approval depends on the lender and the asset you intend to finance.
Yes. Riverwalk Finance offers used car loans for vehicles purchased from dealers or private sellers. You will need to provide the required documents and meet any conditions set by the lender. Pre-approval or a vehicle inspection may also be required depending on the lender.
Interest rates and fees are based on a few key factors:
• Your credit profile.
• The asset you want to finance.
• The loan term and any deposit.
It’s important to review the comparison rate and check all costs before signing, so you know exactly what your repayments will be.
Yes. Lenders consider the age, make, model and condition of a vehicle when assessing a loan. Different lenders have different age limits and requirements, so it’s best to confirm with Riverwalk Finance or the lender directly.
Yes. Pre-approval helps you understand your budget before you make a purchase. While it gives you an indication of what you may borrow, final approval still requires full documentation and that all conditions are met.
Riverwalk Finance offers low-doc finance for eligible borrowers. This option is useful for business owners or those with non-standard income, as it requires fewer documents while still meeting lender assessment criteria.
When comparing loans, look at interest rates, the comparison rate, fees, and the total cost over the term. Make sure the loan fits your budget and consider features like repayment flexibility or pre-approval to see which option works best.
The process is simple and guided. You start with a consultation to assess your needs, provide the required documents, submit your application to a lender, and, if approved, settle and receive funds. Riverwalk Finance works with over 30 lenders to provide fast and efficient processing.
If repayments are missed, late fees may apply, your credit record could be affected, and the secured asset could be repossessed in extreme cases.
- Contact Riverwalk Finance promptly to discuss hardship options.
- Explore repayment plans or temporary arrangements.
- Early communication can prevent penalties and reduce credit impact.
Taking action early can help protect your credit and keep your repayments on track.
Expert Used Car Loan Support
Looking for a used car loan connects you with local brokers who provide solutions tailored to your specific needs. Riverwalk Finance guides you through loan options, repayment plans, and interest structures to make the process simple and clear.
Our team assists at every step, from assessing your financial situation to preparing and submitting your application. This approach ensures accuracy and speeds up lender responses, helping you secure finance without unnecessary delays.
With local expertise, you gain access to competitive rates, timely funding, and confidence that your used car loan is structured to suit your circumstances, allowing you to get on the road quickly and stress-free.
Introducing Our Top
Finance Lenders.
We offer a range of products from top financial providers. Our lenders’ panel comprises approved solicitors authorized to act on behalf of the lenders.
