Invoice Finance

Today’s Lowest Rates From 5.59%

Fixed – 6.14% Comp Rate*

Riverwalk Finance helps Australian businesses unlock the cash tied up in their outstanding invoices. Invoice finance — including debtor finance and invoice factoring — gives you access to a percentage of your receivables immediately, without waiting 30, 60, or 90 days for your clients to pay. Improve cash flow, reduce debtor stress, and invest in growth without taking on traditional debt.

Trusted Invoice Finance Solutions

Our invoice finance solutions are tailored to businesses with strong receivables but inconsistent cash flow — transforming your outstanding invoices into an immediate source of working capital.

Invoice Finance

Many profitable businesses struggle with cash flow simply because of the gap between delivering goods or services and receiving payment. Invoice finance solves this problem by advancing you a significant percentage — often 70–90% — of your invoice value as soon as you issue the invoice. When your client pays, the remaining balance is released minus a small fee.

Riverwalk Finance works with specialist invoice finance and debtor finance lenders who offer facilities tailored to your industry, debtor concentration, and invoice volume. Whether you need a selective invoice discounting facility for occasional use or a full debtor finance facility for ongoing cash flow support, we can find the right solution for your business.

Features and Benefits

Access Up to 90% of Invoice Value

Unlock most of your invoice value immediately rather than waiting for client payment terms to expire.

Selective or Whole-Ledger Options

Choose to finance individual invoices as needed or access a full debtor finance facility for your entire debtors book.

Fast Access to Funds

Once your facility is established, funds can be drawn against new invoices within 24 hours of issue.

Suitable for B2B Businesses

Most effective for businesses that invoice other businesses on credit terms — construction, manufacturing, professional services, and more.

Improves Cash Flow Without Debt

Invoice finance is based on your receivables — not a loan against your assets — making it a lower-risk cash flow tool.

Confidential Facilities Available

Confidential invoice discounting means your clients don't need to know you're using a finance facility.

Grows with Your Business

Invoice finance facilities scale with your revenue — as your sales grow, your available funding grows with it.

Debtor Management Support

Some facilities include debtor management and collections support, reducing your administrative burden.

Why Choose Riverwalk Finance?

Flexible Terms

Loan repayment at Riverwalk Finance, we customise loans based on your credit status, so that you can afford the payback schedule.

Quick Approval

Cut the hassle, borrow money through our easily fillable application form and get your Loan within as fast as 24 hours standing by when you most need cash.

Exceptional Customer Service

Bringing you our novelistic approach, our financial specialists are always happy to explain the details and requirements of the loan and assist in the process as needed.

Get Started Today

Ready to unlock the cash tied up in your invoices? Contact Riverwalk Finance today to explore invoice finance options for your business.