Chattel Mortgage for Trucks: How It Works in Australia
Buying a truck is one of the biggest financial decisions an owner-driver or transport business will make. A chattel mortgage is the most common way Australian businesses fund that purchase — and for good reason. From the moment you sign, the truck is yours. You own it outright, operate it under your own name, and use it […]
How to Finance Your Second Truck as an Owner-Operator
Getting your first truck financed was one thing. You were building a case from scratch — a relatively new ABN, a few BAS statements, and a lot of optimism about what the work ahead would generate. Financing your second truck is a different conversation entirely, and in most ways, a better one. If you have been making […]
Melbourne Business Owners Are Quietly Switching to Non-Bank Loans in 2025. Here’s the Reason Your Accountant Probably Hasn’t Told You
If you have ever applied for business loans in Melbourne through one of the Big 4 banks and walked away empty-handed, you are in good company. Survey evidence consistently shows that approval rates for SME loans under $1 million sit between just 25 and 35%, meaning roughly two in three Melbourne business owners get turned […]