Prime Mover Finance

Prime Mover Finance — Specialist Heavy Vehicle Loans for Australian Operators

Competitive finance for owner-operators and transport fleets — Low-Doc options and fast commercial approvals.

Trusted Prime Mover Finance Solutions

Riverwalk Finance specialises in heavy vehicle finance for Australian owner-operators and transport businesses. Whether you’re looking at a new Kenworth, Volvo, Mack, Freightliner, or any other make — we work with lenders who understand the transport industry and structure loans built for the self-employed. 

The Right Finance for Your Prime Mover

Prime movers are one of the most significant capital investments in the transport sector. Getting the finance structure right can mean the difference between a profitable operation and an unnecessary cash flow burden. Riverwalk Finance works with specialist commercial lenders to find the most competitive structure for your purchase — new sleeper cab or quality used unit. 

Our Low-Doc prime mover finance options mean self-employed operators can access competitive rates without full financial statements or tax returns in many cases. Our brokers understand how to present transport industry applications to lenders who factor in payload capacity, freight contracts, and operating costs — so your application is positioned for the best possible outcome. 

Features and Benefits

Specialist Commercial Rates

Rates sourced from lenders who understand heavy transport, not consumer loan providers.

Fast Credit Decisions

Quick commercial approvals so your freight operations aren't delayed by paperwork.

New & Used Prime Movers

Dealer, private vendor, or auction purchases all supported.

Fleet Finance Available

Multi-unit packages built to scale as your transport business grows.

Low-Doc for Owner-Operators

Access competitive finance without full tax returns or financial statements in many cases.

Chattel Mortgage & Finance Lease

We help you access the most tax-effective structure for your prime mover purchase.

Flexible Terms Aligned to Freight Contracts

Loan terms structured around your contract periods and cash flow cycles.

Bad Credit Considered

Tax debt and credit history won't automatically disqualify you from finance.

Why Choose Riverwalk Finance?

We Know the Transport Industry

Our brokers understand payload capacity, freight contracts, owner-operator income structures, and how lenders assess heavy transport applications. We present your file in the way that gets results.

Low-Doc Finance for Owner-Operators

You don't need full financial statements or accountant-certified reports to access competitive prime mover finance. Our Low-Doc options are built specifically for self-employed transport operators.

Fleet Packages That Grow With Your Business

From a single cab to a multi-unit fleet expansion, we structure finance packages that are manageable today and scalable as your transport business grows.

Ready to Finance Your Next Prime Mover?

Contact Riverwalk Finance today for a competitive, tailored quote for your transport business.