Ute Finance

Today’s Lowest Rates From 5.59%

Fixed – 6.14% Comp Rate*

Riverwalk Finance helps Australians and business owners secure the best ute finance deals available. Whether you’re after a dual-cab workhorse, a lifestyle ute, or adding to your trade fleet, we have competitive finance options and a fast application process backed by our extensive lender panel.

Trusted Ute Finance Solutions

Utes are Australia’s most popular vehicle segment — and for good reason. Our ute finance options are crafted to suit first-time buyers, seasoned tradies, and business owners who need flexible, low-doc loan solutions.

Ute Finance

Whether you’ve got your eye on a Toyota HiLux, Ford Ranger, Isuzu D-MAX, or any other ute, Riverwalk Finance can help you get it financed quickly and affordably. We work with a wide panel of lenders to find the most competitive rate for your situation, and we accept both dealer and private sale purchases.

Self-employed applicants and ABN holders benefit from our low-doc ute finance options, which don’t require full financials. Our brokers handle all the paperwork and lender negotiations, so you can focus on running your business while we focus on finding the right finance deal for your ute.

Features and Benefits

Competitive Interest Rates

Our lender panel comparison ensures you access the most competitive rate available for your ute purchase.

Borrow from $5,000

Ute finance starts from $5,000, with maximum loan amounts based on your financial circumstances and vehicle value.

24-Hour Quick Approval

Fast pre-approval and settlement means you won't lose your ute to another buyer while waiting on finance.

Ongoing Compliance Support

We can also help structure a working capital facility to support ongoing BAS and tax compliance going forward.

New & Used Utes

Finance new utes from a dealer or source your ute privately — both purchase types are supported across our lender network.

Flexible Loan Terms

Choose repayment terms from 1 to 7 years with flexible repayment frequency to match your income cycle.

Low-Doc for Self-Employed

Our low-doc ute finance options are ideal for tradies, contractors, and ABN holders who can't provide traditional financial statements.

Bad Credit Considered

Tax debt can impact credit profiles. We work with lenders who take a broader view and focus on your ability to service the new loan.

Why Choose Riverwalk Finance?

Flexible Terms

Loan repayment at Riverwalk Finance, we customise loans based on your credit status, so that you can afford the payback schedule.

Quick Approval

Cut the hassle, borrow money through our easily fillable application form and get your Loan within as fast as 24 hours standing by when you most need cash.

Exceptional Customer Service

Bringing you our novelistic approach, our financial specialists are always happy to explain the details and requirements of the loan and assist in the process as needed.

Get Started Today

Get your ute finance sorted today. Contact Riverwalk Finance for a free quote and let us find the right deal for your next ute purchase.