Car Finance Melbourne

Kickstart Your Car Finance Journey

Buying a car should be simple and stress-free. At Riverwalk Finance, we show you exactly how to get car finance that fits your needs and makes the process easy to navigate. We handle lender comparisons and paperwork efficiently, keeping you informed at every step.

With our guidance, securing finance and driving away becomes effortless.

Car Finance Loan

WELCOME TO RIVERWALK FINANCE

Loans That Match Your Lifestyle

Your car loan should fit seamlessly into your financial plans, not disrupt them, and at Riverwalk Finance we tailor solutions to match your unique circumstances, taking into account your income, savings, and future goals to create a plan that works for you.

Repayments are structured to fit your budget while keeping flexibility for other priorities, and we make sure you understand every part of your loan so you can plan confidently. Our team works with multiple lenders to find options that suit your financial situation and vehicle choice, providing clarity and support every step of the way so you never feel restricted or overwhelmed.

The right loan ensures you stay in control while enjoying your new car.

Fixed low rates

Secured & Unsecured

24 Hour Applications

Pre approvals

ABOUT US

Drive More Value from Your Finance Plan

We guide you through accessing car finance with competitive rates tailored to your profile, providing clear explanations of fees and repayments so you understand every detail while keeping the loan flexible enough to fit your budget and lifestyle.

  • Finance That Fits Any Income No matter how you earn, we connect you with car finance solutions that suit your financial situation, helping you secure a loan even in unique or non-traditional circumstances while ensuring the process is straightforward and stress-free.
  • Quick Approvals, Smooth Process Our streamlined application process is designed for speed and efficiency, allowing you to receive approvals quickly and move forward with your car purchase confidently while keeping the process simple and transparent.
  • Loans That Move With You We structure finance to adapt to your budget and lifestyle, offering flexible repayment options and refinancing support so your loan continues to meet your needs as your circumstances change without creating additional stress.
Satisfied Melbourne customer with car loan
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Our Services - Offering Top-Quality Financial Solutions

We specialize in delivering the best solutions tailored to your needs, including Car Loans, Truck Loans, Equipment Financing, Personal Loans, and Unsecured Business Loans.

Drive Forward with Confidence

Financing your car should feel like progress, not pressure. We simplify every step so you understand your options and feel confident about your choice. From your first enquiry to the final approval, we make sure every detail is clear and every question is answered.

You get honest advice, real support, and a car finance solution designed around your needs. Take control of your next move with confidence, knowing your finance plan keeps you on track and ready for the road ahead.

About Us

Known as the Low-Doc finance broker company in Melbourne – Riverwalk Finance offers a range of finance solutions that are suitable for various clients’ needs. 

Loan Agreement

Drive Off with the Right Car Finance

Finding the right car finance shouldn’t be complicated, and at Riverwalk Finance we guide you through every step so your loan fits your budget and goals.

We compare lenders, explain your options clearly, and manage the process from application to approval, so you can focus on choosing your vehicle.

With the right support, you’ll secure finance quickly and confidently, ready to drive off without stress.

Why Choose Riverwalk Finance

Competitive Rates

We have a wide range of lenders to offer you best available interest rates.

All Income Considered

Permanent Employee, Casual Employee, Sole Traders, Company or Trust

Quick & Easy

We follow a streamline process so as to enable faster approvals.

See How Our Deal Comparisons Stand Out

At Riverwalk Finance, we are dedicated to helping your business thrive by providing instant financial solutions.

We help you obtain the lowest loan rates and lowest possible repayment terms.

You can get your car title loans approved in as little as 1 hour. Simple online application process.

You receive fast approval to get the money you need without delays.

We work with over 30 specialised banks and non-bank lenders.

We ensure that you understand what is being offered to you.

Our financing solutions are individualised to fit your circumstances so you can get the most out of our offers.

Get Your Free Online Quote

Our Mission

To enable businesses to improve their financial standing through our services so they can start their healthy financial path.

Our Vision

Our vision is to create a position in Melbourne as the number one choice for ethical, reliable, and valuable finance brokers in Australia.

Core Values

  • Integrity: We enter into transactions and relationships with clients and other organisational partners with integrity & adhering strictly to ethics in our operations.
  • Customer-Centred: We are always working to make our clients our main focus and ensure that they are always happy and satisfied with our services and that we can always retain them.
  • Innovation: Absorption of change and challenge seeking. We do not relax in the comfort of the status quo but always looking for better ways to provide new and better financial products for clients.
  • Teamwork: We actively encourage our team to utilise their strengths and knowledge to support together the achievement of team objectives and responsibilities.
  • Excellence: We deliver quality services with professionalism as well as communicate with our clients with courtesy and efficiency.

STEP YOU WILL GET THE LOAN

Fast and Easy Process

To meet the diverse needs of our consumers, we have put a lot of effort into developing a number of loans.

Choose Your Account

Pre-assessment and Document Collection

Provide Your Document

Application Submission with the Lender

Apply and Get Your Loan Approved

Settlement Funding & Access Your Funds.

Today’s Lowest Rates From 5.59%

Fixed – 6.14% Comp Rate*

Riverwalk is a Licensed Finance Broker and would love to be of assistance when you seek to apply for a personal car loan online. If you are one of those who are interested in our car finance then feel free and get it today with us.

Trusted Car Financing Solutions

Our Car Finance options are crafted to help you secure the vehicle you’ve always wanted, offering flexible terms and competitive rates.

Frequently Asked Questions

Applying is straightforward. You can submit an online application or speak directly with a broker. Lenders generally require identification and proof of income. Preparing documents ahead of time helps speed up approval and ensures a seamless process.

You have several finance options depending on how you plan to use and own your vehicle.

  • Hire Purchase: Own the vehicle at the end of the term.

  • Chattel Mortgage: Immediate ownership with potential tax benefits.

  • Leasing: Use the vehicle with flexible terms.

 

Riverwalk offers finance for cars, utes, vans, and trucks, tailored to your financial situation.

Yes, applications from all income types and credit profiles are considered.

  • Specialist lenders assist applicants with lower or poor credit.

  • Low-document finance reduces paperwork.

  • A higher deposit may improve approval chances.

  • Comparing multiple lenders helps secure the best terms.

 

Even with credit challenges, there are ways to access flexible repayment options.

Your deposit size depends on your financial profile and the lender’s requirements.

  • Deposit amounts vary depending on the lender and your profile.

  • Some loans allow smaller deposits.

  • Larger deposits may reduce repayments in some cases.

 

Each application is assessed individually to determine the most suitable deposit amount.

Documents depend on the loan type and your financial profile. Typically, ID, proof of income, and bank statements are required. Low-document options may allow fewer documents, which simplifies the process. Submitting correct paperwork helps ensure faster approval.

Rates vary depending on the lender, vehicle, and loan type. Comparing offers from multiple lenders helps secure competitive rates for your circumstances.

You may choose to refinance if you want to improve your current loan terms or reduce repayments.

  • Compare your current loan with new offers.

  • Check for any fees that may apply.

  • Confirm the new loan meets your repayment requirements.

 

Refinancing can provide more flexibility and better align with your loan requirements.

Approval times vary depending on the lender and application type. Low-document loans are typically faster, while more complex applications may take longer. Providing complete information upfront helps ensure a smooth process for your car’s finance needs.

Fees vary by lender and loan type. They may include establishment fees, monthly account keeping fees, early repayment fees, and optional insurance. Knowing these upfront helps avoid unexpected costs.

The service focuses on flexibility and personalised support throughout the process. Applicants receive personalised financing solutions designed to suit their unique circumstances.

Car Finance

Looking for the right car finance in Melbourne? Our solutions make it easy to get the funding you need without the stress. We provide flexible repayment options, competitive interest rates, and a fast, transparent approval process designed to suit your budget and lifestyle.

Whether you are buying your first car, upgrading to a newer model, or purchasing online or in-store, we guide you through every step. Our team handles the finance details so you can focus on choosing the car that fits your needs.

With our support, securing car finance becomes simple and straightforward, giving you peace of mind and a smooth path from application to approval.

Car Loan Agreement

Introducing Our Top
Finance Lenders.

We offer a range of products from top financial providers. Our lenders’ panel comprises approved solicitors authorized to act on behalf of the lenders.